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Easy ways to make money| How to make money on Palmpay

Palmpay is popularly known as a finance app where you can save, send and receive money, buy airtime and pay bills. But do you know that you can use the app to your advantage? Read down as you discover how you can make money on Palmpay with your phone.

If you’re an online searching on how to make money on Palmpay, or you’d probably been wondering how people make money with the PalmPay app then congratulations to you as you just arrived to know.

We’ll show you exactly how to earn money on PalmPay in different ways in this article. Also, you’ll see how to boost up your money fast with a simple trick, where you could be making up to 20k and above.

What is Palmpay

PalmPay is an online finance platform that has its app launched to help you save, send, and receive money without the need of going to the bank.

Also, you can buy airtime to any local network, and also pay bills such as DSTV, GoTV and StarTimes subscriptions, and also electricity bills too.

Go get started with the platform, all you just need to do is download the PalmPay app, sign up for an account, and start getting rewards on transactions.

Talking about rewards on transactions, yes! PalmPay also offers some features that let you earn money. 

Palmpay App

Like we said above, PalmPay isn’t just a finance platform that just lets you transfer and receive money, or pay bills and buy airtime, you can also make money with them.

Talking about making money online with PalmPay, there are lots of ways you can use the app to your advantage and start earning even while spending.

A lot of people that found those methods out early have been able to make tens of thousands of Naira while doing almost nothing. You know what I mean! (FREE MONEY)

Although referring your friends to join PalmPay is a very smart way of making money with the app, there are some smarter ways that you might not have heard of.

If you want to discover them, then let’s see how to make money on PalmPay now.

How to make money on Palmpay

First things first. To make money on PalmPay, you need to download the app, and sign up or register an account with your correct and accurate information.

However, if you already have an account with PalmPay, you can go ahead and log in.

See also legit or Scam? Find out here

With that being said, the following listed below here is how to make money on Palmpay app we will discuss them one after the other.

Ways to make money on Palmpay

  1. PalmPay Referral Program
  2. PalmPay Cash Spree
  3. Spin and Win Lucky Game
  4. Rewards on Transactions
  5. PalmPay N10 Deal
  6. Group Buying

PalmPay Referral Program

If you want to make fast, and free money on PalmPay, the referral program which is well known as Refer and Earn or PalmPay Awoof Moni is what we would suggest you start with, although it is not the easiest.

The PalmPay referral program works in a way that when you tell your friends about PalmPay, or you recommend the app to people and they sign up using your referral link, you’ll earn real cash, not points.

When you refer just 1 person, you’ll earn at least N500, refer 2 friends to earn 1k, and so on. Of course, you can withdraw into your PalmPay wallet, and also withdraw it into cash and spend.

One super cool thing about this PalmPay referral method is that you’re not the only one making money, the people you refer can also N100 airtime for free after they sign up using your referral link.

Therefore, to make money on PalmPay using this method, just open the PalmPay app, click on the “Refer and Earn” button, copy your referral link, and share it with your friends.

Palmpay Referral Program Rules

These are some things you should take note of to make money on palmpay and avoid losing your referral benefits.

  • Each of the referral tasks is valid for 1 week. that is every of the generated referral link will only be valid the specified amount of  amount of time
  • Every of your invitee should complete his/her tasks before the 1 week time elapsed
  • An invitee must complete verification (KYC) before you will be reward the bonus.
  • Your invitee must top up airtime
  • They should sign up with their Full Names and legal names as it appears in their BVN, account number, NIN which they will be using to complete KYC

Palmpay Cash Spree

Another way to make money with the PalmPay app is via the Cash Spree which is another referral program on PalmPay. But here, you earn points, not money.

The points that you’ll earn are called the PalmPoints and can be converted into Naira which is completely withdrawable.

Similar to the one above, all you need to do to earn money with this method is to recommend the PalmPay app to friends, family, neighbours, co-workers, etc.

When they sign up using your invitation code (not a referral link), you’ll earn 100 PalmPoints, and after completing their first transaction on the app, you’ll earn another 100 PalmPoints, making it 200 PalmPoints per referral.

See also Legit Or Scam? Read out here

Read our post about the PalmPay invitation code to see how to get your invitation code and start earning points.

Spin and win Lucky Game

Yes, this is another lucky game on PalmPay where you could spin and if you’re lucky, you could win some prizes.

This is the PalmPay feature that you could use to make the most amount of money at once, as you can spin and win up to 50K. Yes, 50,000 Naira at once with just a click.

To use this method to make money on PalmPay app, all you just need to do is to activate the PalmPay Ok Card. Once activated, you’ll up to 10 free spins every week.

The amazing thing about the PalmPay Spin and Win Lucky Game is that it is free, and your chances of winning prizes is 100%. That simply means for every free spin, you’ll always win something.

So, if you’re here to find out how to make free money on PalmPay risk-free, I’d recommend you activate your OK Card, and spin a wheel.

Rewards on Transactions

Of course, money transfer is almost free on PalmPay, but do you know that some transactions on PalmPay come with rewards?

Another way of earning money with PalmPay app is by doing transactions that reward you with cashback.

These types of transactions include buying airtime and paying bills. If you buy airtime from the PalmPay app, you could earn up to 6% cashback as a reward.

For example, if you purchase N1,000 airtime, you could earn N60 as a reward.

Didn’t seem quite a lot, right? But, what about turning it into business by finding people who want to buy airtime, recharge for them at the normal rate, and make a 6% profit credited into your PalmPay wallet?

If you can purchase about N10,000 from PalmPay daily, that means you can earn up to N600 every day, which is equivalent to N18,000 per month. Now seem huge, right?

So, if you’re seeking how to earn money on PalmPay via airtime and data purchase, that’s simply how to do it.

PalmPay N10 Deal

If you believe in luck, then try the ₦10 deal on PalmPay to see if your luck will shine.

PalmPay has a feature in form of a lottery ticket where you can purchase one for just 10 Naira and stand the chance of winning up to 20,000 Naira.

To stand a chance of winning, make sure you have at least ₦10 in your balance, then click on the “₦10 Deal” button on your dashboard. Buy a ticket, then sit back and wait for the result, you could possibly be the lucky winner.

And that’s simply how to make money with PalmPay if you want a huge amount of money at once.

Group Buying

Another way to make money with PalmPay is the group buying method. Though, I like calling it how to save money on PalmPay.

See also Review: Legit Or Scam

Group buying simply means contributing money within a group of PalmPay users to buy airtime, data, or pay bills such as funding your betting account in bulk which usually comes with a discount.

For example, if the regular price for a 100MB MTN data bundle is ₦100, you could get a 10% discount if you join a group to buy the data.

Now, instead of solely paying ₦100 for the bundle, you’ll save ₦10 by paying ₦90 when you buy it in a group.

Now you see why I call it how to save money on PalmPay.

Other way to earn from Palmpay

If you’re seeking how to earn money on the PalmPay app, this is specifically for you.

To earn money on PalmPay, you just need to frequently check open and check your PalmPay account on the app for new and current promos on PalmPay.

Once you find a promo that is currently running, all you need to do is read the instructions, and terms and conditions of it, then join if you’re certified with the rule.

Frequent types of promos on PalmPay include festive season promos (e.g, Easter, Salah, Christmas) like PalmPay Super Easter challenge, social media challenge promos, and so on.

How to Boast your Palmpay Earnings

To boost your PalmPay earnings, all you need to do is to buy more “Deal” (₦10 Deal) tickets to increase your chance of winning.

Although, winning is not guaranteed even if you buy tickets worth ₦500 or more. but at least it will increase your chances of winning.

Therefore, if you have spare money that you could risk losing, you can buy more tickets to try your luck.

How to open account on Palmpay

If you already have an account with Palmpay you are good to make money on palmpay. But if you are new or you want to start fresh then I will be showing you how to register the Palmpay pay and Earn money online using Palmpay.

First Click here to download the app or Visit the PlayStore or AppleStore to download
Once you’re done installing the Palmpay App on your device, tap to open the App, go to menu and click on SIGNUP. You will be ask to provide your details,
Date of birth,
Input your first name,
Middle name and
Last name,
Input this code “HFHU86BC” to claim free N100
Input your valid phone number which you can used to verify your account and
Indicate whether Male or Female.

After completing these steps you are good to make money on palmpay. You will receive a 100 naira airtime coupon which you will use to buy airtime for yourself which is a little gift from Palmpay

Congratulations you have registered the app and you are ready to Earn money online using Palmpay.


PalmPay is undoubtedly one of the few finance platforms that offer users the platform to make money alongside the financial services it renders.

With this thorough guide, we believe you would have known how to make money online with PalmPay, how to earn money on PalmPay, Hurry up now SIGNUP and start making money today.

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